Bonded Title in Florida: Steps, Forms and Cost
Florida's bonded title rules from FLHSMV: a bond of twice the retail value, the forms and the 3-year term.
How the bond amount is set
Florida requires a bond of "at least two (2) times" the vehicle's current retail value, higher than the 1.5 times many states use (FLHSMV procedure TL-70).
Forms and steps
- Get the VIN verified on form HSMV 82042.
- Buy a surety bond for at least twice the current retail value.
- File the bond on form HSMV 82033 with your title application at a tax collector's office.
- Pay sales tax, which Florida collects on all bonded title transactions.
How long the bond lasts
The bond "expires three (3) years from the date of issuance", according to FLHSMV.
If the title was yours
Apply for a duplicate on form HSMV 82101 instead. Only the owner or a lienholder can apply, and when a lien is on record, only the lienholder can (FLHSMV procedure TL-05).
Sources
Sources: FLHSMV, Bonded title procedure TL-70 (Rev 04/25); FLHSMV, Duplicate title procedure TL-05; Bryant Surety Bonds, Title bond cost. Retrieved Oct 30, 2026.
Rules and fees come from the official state pages and surety pages cited on each guide; anything we calculated is labeled as an estimate. Confirm with your DMV before you buy a bond. Run the calculator for your own range.
Related guides
- Bonded Title: What It Is and How to Get One
- Bonded Title Cost: Bond Premium and DMV Fees
- Bonded Title in Texas: Steps, Forms and Cost
- Bonded Title in Georgia: Steps, Forms and Cost
- Bonded Title in California: Form REG 5057
- Bonded Title Rules by State
- Lost Car Title: How to Get a Replacement
- Bought a Car Without a Title? Your Options
- Can You Sell a Car Without a Title?
- No Car Title FAQ